Call reports 2015
PINE ISLAND BANK — 2015
What PINE ISLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,209,000 | 80,644,000 | 81,534,000 | 86,733,000 |
| Total loans | 57,139,000 | 59,975,000 | 60,533,000 | 62,123,000 |
| Allowance for loan losses | 781,000 | 782,000 | 783,000 | 804,000 |
| Securities available for sale | 15,754,000 | 15,555,000 | 15,387,000 | 15,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,365,000 | 62,121,000 | 61,828,000 | 66,516,000 |
| Interest-bearing deposits | 51,635,000 | 51,633,000 | 51,695,000 | 54,237,000 |
| Noninterest-bearing deposits | 10,730,000 | 10,488,000 | 10,133,000 | 12,279,000 |
| Equity capital | 9,143,000 | 9,153,000 | 9,376,000 | 9,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,530,000 | 2,320,000 | 3,133,000 |
| Interest expense | 119,000 | 241,000 | 365,000 | 493,000 |
| Net interest income | 637,000 | 1,289,000 | 1,955,000 | 2,640,000 |
| Noninterest income | 47,000 | 95,000 | 150,000 | 191,000 |
| Noninterest expense | 420,000 | 841,000 | 1,346,000 | 1,818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 543,000 | 759,000 | 1,013,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 264,000 | 542,000 | 758,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,467,000 | 7,653,000 | 7,819,000 | 8,016,000 |
| Total capital | 8,167,000 | 8,349,000 | 8,520,000 | 8,737,000 |
| Risk-weighted assets | 55,923,000 | 55,651,000 | 55,988,000 | 57,581,000 |