Call reports 2014
PINE ISLAND BANK — 2014
What PINE ISLAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 76,076,000 | 75,081,000 | 77,746,000 | 81,742,000 |
| Total loans | 49,034,000 | 50,892,000 | 52,711,000 | 55,584,000 |
| Allowance for loan losses | 777,000 | 777,000 | 778,000 | 780,000 |
| Securities available for sale | 17,232,000 | 17,456,000 | 17,499,000 | 17,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,892,000 | 57,160,000 | 60,820,000 | 64,733,000 |
| Interest-bearing deposits | 49,015,000 | 48,203,000 | 51,546,000 | 52,647,000 |
| Noninterest-bearing deposits | 8,877,000 | 8,957,000 | 9,274,000 | 12,086,000 |
| Equity capital | 8,560,000 | 8,767,000 | 8,936,000 | 9,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,437,000 | 2,191,000 | 2,959,000 |
| Interest expense | 149,000 | 300,000 | 435,000 | 568,000 |
| Net interest income | 570,000 | 1,137,000 | 1,756,000 | 2,391,000 |
| Noninterest income | 35,000 | 80,000 | 132,000 | 152,000 |
| Noninterest expense | 446,000 | 874,000 | 1,326,000 | 1,760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 343,000 | 562,000 | 783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 343,000 | 562,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,924,000 | 7,062,000 | 7,236,000 | 7,375,000 |
| Total capital | 7,620,000 | 7,715,000 | 7,944,000 | 8,050,000 |
| Risk-weighted assets | 55,588,000 | 52,155,000 | 58,782,000 | 53,876,000 |