Call reports 2013
PINE ISLAND BANK — 2013
What PINE ISLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,432,000 | 73,227,000 | 74,257,000 | 77,726,000 |
| Total loans | 44,425,000 | 46,259,000 | 45,666,000 | 47,459,000 |
| Allowance for loan losses | 670,000 | 696,000 | 696,000 | 776,000 |
| Securities available for sale | 16,532,000 | 16,512,000 | 16,347,000 | 18,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,103,000 | 55,296,000 | 56,307,000 | 59,276,000 |
| Interest-bearing deposits | 46,987,000 | 46,436,000 | 47,114,000 | 47,985,000 |
| Noninterest-bearing deposits | 9,116,000 | 8,860,000 | 9,193,000 | 11,291,000 |
| Equity capital | 8,374,000 | 8,154,000 | 8,392,000 | 8,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,441,000 | 2,228,000 | 2,982,000 |
| Interest expense | 156,000 | 314,000 | 471,000 | 625,000 |
| Net interest income | 573,000 | 1,127,000 | 1,757,000 | 2,357,000 |
| Noninterest income | -2,000 | 47,000 | 118,000 | 184,000 |
| Noninterest expense | 431,000 | 831,000 | 1,258,000 | 1,710,000 |
| Provision for loan losses | 30,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 110,000 | 288,000 | 562,000 | 776,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 110,000 | 287,000 | 561,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,378,000 | 6,520,000 | 6,722,000 | 6,873,000 |
| Total capital | 7,016,000 | 7,174,000 | 7,360,000 | 7,558,000 |
| Risk-weighted assets | 50,981,000 | 52,252,000 | 50,974,000 | 54,716,000 |