Call reports 2012
PINE ISLAND BANK — 2012
What PINE ISLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,318,000 | 68,591,000 | 71,928,000 | 73,735,000 |
| Total loans | 36,871,000 | 36,060,000 | 38,388,000 | 41,543,000 |
| Allowance for loan losses | 612,000 | 614,000 | 614,000 | 640,000 |
| Securities available for sale | 17,768,000 | 17,425,000 | 17,186,000 | 16,383,000 |
| Securities held to maturity | 2,743,000 | 2,694,000 | 2,626,000 | 2,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,789,000 | 53,667,000 | 55,405,000 | 57,242,000 |
| Interest-bearing deposits | 46,129,000 | 45,764,000 | 47,009,000 | 48,526,000 |
| Noninterest-bearing deposits | 8,660,000 | 7,903,000 | 8,396,000 | 8,716,000 |
| Equity capital | 8,062,000 | 8,256,000 | 8,400,000 | 8,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,422,000 | 2,123,000 | 2,835,000 |
| Interest expense | 183,000 | 358,000 | 529,000 | 693,000 |
| Net interest income | 542,000 | 1,064,000 | 1,594,000 | 2,142,000 |
| Noninterest income | 64,000 | 117,000 | 163,000 | 222,000 |
| Noninterest expense | 415,000 | 806,000 | 1,207,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 192,000 | 376,000 | 551,000 | 722,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 192,000 | 375,000 | 550,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,926,000 | 6,085,000 | 6,248,000 | 6,368,000 |
| Total capital | 6,512,000 | 6,668,000 | 6,841,000 | 6,991,000 |
| Risk-weighted assets | 46,861,000 | 46,609,000 | 47,436,000 | 49,828,000 |