Call reports 2011
PINE ISLAND BANK — 2011
What PINE ISLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,548,000 | 66,217,000 | 68,393,000 | 70,824,000 |
| Total loans | 37,490,000 | 37,901,000 | 37,381,000 | 38,984,000 |
| Allowance for loan losses | 509,000 | 629,000 | 629,000 | 612,000 |
| Securities available for sale | 16,852,000 | 19,637,000 | 19,744,000 | 19,186,000 |
| Securities held to maturity | 611,000 | 1,000,000 | 2,503,000 | 2,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,844,000 | 51,994,000 | 53,842,000 | 56,323,000 |
| Interest-bearing deposits | 45,675,000 | 44,852,000 | 44,499,000 | 46,463,000 |
| Noninterest-bearing deposits | 8,169,000 | 7,142,000 | 9,343,000 | 9,860,000 |
| Equity capital | 7,229,000 | 7,336,000 | 7,734,000 | 7,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,454,000 | 2,178,000 | 2,952,000 |
| Interest expense | 209,000 | 420,000 | 624,000 | 820,000 |
| Net interest income | 500,000 | 1,034,000 | 1,554,000 | 2,132,000 |
| Noninterest income | 49,000 | 117,000 | 162,000 | 237,000 |
| Noninterest expense | 388,000 | 960,000 | 1,356,000 | 1,756,000 |
| Provision for loan losses | 153,000 | 283,000 | 283,000 | 318,000 |
| Pretax income | 8,000 | -92,000 | 77,000 | 296,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 8,000 | -93,000 | 76,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,313,000 | 5,387,000 | 5,556,000 | 5,775,000 |
| Total capital | 5,822,000 | 5,985,000 | 6,157,000 | 6,387,000 |
| Risk-weighted assets | 46,690,000 | 47,780,000 | 48,051,000 | 49,091,000 |