Call reports 2010
PINE ISLAND BANK — 2010
What PINE ISLAND BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,904,000 | 63,323,000 | 64,534,000 | 67,280,000 |
| Total loans | 35,818,000 | 36,488,000 | 36,300,000 | 36,745,000 |
| Allowance for loan losses | 413,000 | 435,000 | 598,000 | 353,000 |
| Securities available for sale | 16,459,000 | 17,155,000 | 16,184,000 | 14,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,485,000 | 50,821,000 | 51,276,000 | 54,043,000 |
| Interest-bearing deposits | 41,099,000 | 44,547,000 | 44,785,000 | 45,696,000 |
| Noninterest-bearing deposits | 7,386,000 | 6,274,000 | 6,491,000 | 8,347,000 |
| Equity capital | 7,087,000 | 7,269,000 | 7,427,000 | 7,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,441,000 | 2,165,000 | 2,865,000 |
| Interest expense | 242,000 | 476,000 | 712,000 | 941,000 |
| Net interest income | 464,000 | 965,000 | 1,453,000 | 1,924,000 |
| Noninterest income | 40,000 | 97,000 | 149,000 | 167,000 |
| Noninterest expense | 382,000 | 743,000 | 1,117,000 | 1,595,000 |
| Provision for loan losses | 0 | 20,000 | 180,000 | 192,000 |
| Pretax income | 122,000 | 299,000 | 305,000 | 304,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 122,000 | 298,000 | 304,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,150,000 | 5,326,000 | 5,305,000 | 5,304,000 |
| Total capital | 5,563,000 | 5,761,000 | 5,892,000 | 5,657,000 |
| Risk-weighted assets | 45,855,000 | 47,219,000 | 46,982,000 | 45,560,000 |