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Call reports 2008

PINE ISLAND BANK — 2008

What PINE ISLAND BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1569d2e2-95b9-498e-8a71-0d70abaad1be/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets56,727,00057,558,00057,561,00058,744,000
Total loans31,414,00031,870,00029,981,00030,077,000
Allowance for loan losses591,000591,000593,000346,000
Securities available for sale15,813,00016,916,00016,889,00017,827,000
Securities held to maturity0000
Trading assets0000
Total deposits45,369,00044,932,00046,194,00047,153,000
Interest-bearing deposits39,188,00038,756,00040,158,00040,075,000
Noninterest-bearing deposits6,181,0006,176,0006,036,0007,078,000
Equity capital6,618,0006,360,0006,526,0006,587,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income734,0001,423,0002,167,0002,835,000
Interest expense345,000673,000996,0001,293,000
Net interest income389,000750,0001,171,0001,542,000
Noninterest income32,00081,000124,000172,000
Noninterest expense332,000678,0001,009,0001,360,000
Provision for loan losses000200,000
Pretax income89,000153,000286,000154,000
Income tax01,0001,0001,000
Net income89,000152,000285,000153,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital4,970,0005,023,0005,139,0004,998,000
Total capital5,487,0005,558,0005,654,0005,344,000
Risk-weighted assets41,326,00042,724,00041,099,00042,442,000

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