Call reports 2007
SUMMIT BANK — 2007
What SUMMIT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 184,466,000 | 193,375,000 | 191,722,000 | 182,287,000 |
| Total loans | 139,474,000 | 141,431,000 | 138,812,000 | 150,978,000 |
| Allowance for loan losses | 1,451,000 | 1,472,000 | 1,552,000 | 1,573,000 |
| Securities available for sale | 7,206,000 | 7,233,000 | 8,269,000 | 10,234,000 |
| Securities held to maturity | 5,053,000 | 5,049,000 | 5,044,000 | 3,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,945,000 | 156,219,000 | 157,504,000 | 146,803,000 |
| Interest-bearing deposits | 124,171,000 | 135,846,000 | 136,553,000 | 119,451,000 |
| Noninterest-bearing deposits | 21,774,000 | 20,373,000 | 20,951,000 | 27,352,000 |
| Equity capital | 16,409,000 | 17,045,000 | 17,531,000 | 17,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 7,100,000 | 10,956,000 | 14,377,000 |
| Interest expense | 1,723,000 | 3,474,000 | 5,367,000 | 7,020,000 |
| Net interest income | 1,808,000 | 3,626,000 | 5,589,000 | 7,357,000 |
| Noninterest income | 183,000 | 275,000 | 352,000 | 437,000 |
| Noninterest expense | 1,036,000 | 2,178,000 | 3,343,000 | 4,455,000 |
| Provision for loan losses | 74,000 | 94,000 | 173,000 | 223,000 |
| Pretax income | 881,000 | 1,629,000 | 2,425,000 | 3,116,000 |
| Income tax | 175,000 | 182,000 | 165,000 | 264,000 |
| Net income | 706,000 | 1,447,000 | 2,260,000 | 2,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,440,000 | 17,082,000 | 17,529,000 | 17,841,000 |
| Total capital | 17,891,000 | 18,554,000 | 19,081,000 | 19,414,000 |
| Risk-weighted assets | 155,404,000 | 160,174,000 | 156,938,000 | 164,454,000 |
Machine access — free, no API key
Every figure shown here about SUMMIT BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.