Call reports 2006
SUMMIT BANK — 2006
What SUMMIT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 145,616,000 | 165,749,000 | 165,040,000 | 175,951,000 |
| Total loans | 114,303,000 | 116,994,000 | 113,824,000 | 129,410,000 |
| Allowance for loan losses | 1,350,000 | 1,419,000 | 1,371,000 | 1,376,000 |
| Securities available for sale | 3,218,000 | 3,208,000 | 8,242,000 | 9,255,000 |
| Securities held to maturity | 5,143,000 | 7,130,000 | 7,111,000 | 6,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,519,000 | 138,127,000 | 136,418,000 | 141,505,000 |
| Interest-bearing deposits | 98,756,000 | 119,204,000 | 114,997,000 | 118,584,000 |
| Noninterest-bearing deposits | 17,763,000 | 18,923,000 | 21,421,000 | 22,921,000 |
| Equity capital | 14,428,000 | 14,923,000 | 15,500,000 | 15,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,599,000 | 5,600,000 | 8,787,000 | 12,060,000 |
| Interest expense | 1,041,000 | 2,346,000 | 3,831,000 | 5,375,000 |
| Net interest income | 1,558,000 | 3,254,000 | 4,956,000 | 6,685,000 |
| Noninterest income | 41,000 | 146,000 | 225,000 | 313,000 |
| Noninterest expense | 868,000 | 1,789,000 | 2,727,000 | 3,821,000 |
| Provision for loan losses | 132,000 | 190,000 | 138,000 | 138,000 |
| Pretax income | 599,000 | 1,421,000 | 2,316,000 | 3,039,000 |
| Income tax | 231,000 | 551,000 | 890,000 | 1,188,000 |
| Net income | 368,000 | 870,000 | 1,426,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,473,000 | 14,974,000 | 15,531,000 | 15,734,000 |
| Total capital | 15,823,000 | 16,393,000 | 16,902,000 | 17,110,000 |
| Risk-weighted assets | 122,896,000 | 128,822,000 | 126,652,000 | 146,625,000 |
Machine access — free, no API key
Every figure shown here about SUMMIT BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.