Call reports 2016
TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK — 2016
What TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 667,571,000 | 714,121,000 | 698,938,000 | 671,043,000 |
| Total loans | 556,053,000 | 592,173,000 | 547,368,000 | 537,451,000 |
| Allowance for loan losses | 7,726,000 | 8,615,000 | 8,629,000 | 8,211,000 |
| Securities available for sale | 44,055,000 | 47,028,000 | 48,810,000 | 48,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,711,000 | 605,334,000 | 578,710,000 | 543,880,000 |
| Interest-bearing deposits | 569,456,000 | 596,101,000 | 570,116,000 | 537,438,000 |
| Noninterest-bearing deposits | 9,255,000 | 9,233,000 | 8,594,000 | 6,442,000 |
| Equity capital | 82,542,000 | 82,936,000 | 93,282,000 | 89,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,939,000 | 22,161,000 | 33,278,000 | 44,127,000 |
| Interest expense | 1,286,000 | 2,658,000 | 4,118,000 | 5,553,000 |
| Net interest income | 9,653,000 | 19,503,000 | 29,160,000 | 38,574,000 |
| Noninterest income | 1,776,000 | 3,621,000 | 7,024,000 | 8,680,000 |
| Noninterest expense | 8,167,000 | 16,547,000 | 25,943,000 | 33,788,000 |
| Provision for loan losses | 785,000 | 2,384,000 | -8,982,000 | -8,633,000 |
| Pretax income | 2,477,000 | 4,201,000 | 19,231,000 | 22,107,000 |
| Income tax | 0 | 0 | 0 | 2,078,000 |
| Net income | 2,477,000 | 4,201,000 | 19,231,000 | 20,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,191,000 | 82,340,000 | 92,897,000 | 90,092,000 |
| Total capital | 89,925,000 | 90,800,000 | 100,820,000 | 97,820,000 |
| Risk-weighted assets | 639,873,000 | 675,295,000 | 632,347,000 | 617,787,000 |