Call reports 2014
TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK — 2014
What TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 622,044,000 | 605,786,000 | 618,928,000 | 603,324,000 |
| Total loans | 494,316,000 | 478,557,000 | 463,299,000 | 443,659,000 |
| Allowance for loan losses | 8,424,000 | 9,701,000 | 8,866,000 | 8,340,000 |
| Securities available for sale | 44,022,000 | 42,329,000 | 45,405,000 | 45,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,427,000 | 523,756,000 | 535,046,000 | 521,077,000 |
| Interest-bearing deposits | 536,003,000 | 519,826,000 | 531,152,000 | 516,155,000 |
| Noninterest-bearing deposits | 2,424,000 | 3,930,000 | 3,894,000 | 4,922,000 |
| Equity capital | 73,575,000 | 75,930,000 | 77,870,000 | 75,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,669,000 | 21,675,000 | 32,524,000 | 42,165,000 |
| Interest expense | 1,033,000 | 2,053,000 | 3,081,000 | 4,053,000 |
| Net interest income | 9,636,000 | 19,622,000 | 29,443,000 | 38,112,000 |
| Noninterest income | 1,384,000 | 2,668,000 | 4,239,000 | 6,358,000 |
| Noninterest expense | 8,078,000 | 15,715,000 | 23,377,000 | 29,809,000 |
| Provision for loan losses | 334,000 | 530,000 | 885,000 | 585,000 |
| Pretax income | 2,606,000 | 6,049,000 | 9,424,000 | 14,083,000 |
| Income tax | 844,000 | 2,206,000 | 3,541,000 | 5,110,000 |
| Net income | 1,762,000 | 3,843,000 | 5,883,000 | 8,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,847,000 | 75,111,000 | 77,220,000 | 74,480,000 |
| Total capital | 80,952,000 | 82,002,000 | 83,986,000 | 80,965,000 |
| Risk-weighted assets | 567,088,000 | 548,441,000 | 539,216,000 | 516,955,000 |