Call reports 2013
TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK — 2013
What TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 703,099,000 | 692,736,000 | 667,926,000 | 627,167,000 |
| Total loans | 555,598,000 | 523,426,000 | 505,058,000 | 490,601,000 |
| Allowance for loan losses | 8,900,000 | 9,261,000 | 9,708,000 | 11,857,000 |
| Securities available for sale | 65,204,000 | 63,784,000 | 45,768,000 | 44,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,198,000 | 616,603,000 | 589,873,000 | 549,966,000 |
| Interest-bearing deposits | 624,398,000 | 614,316,000 | 587,333,000 | 547,370,000 |
| Noninterest-bearing deposits | 2,801,000 | 2,288,000 | 2,540,000 | 2,596,000 |
| Equity capital | 69,638,000 | 71,368,000 | 73,004,000 | 71,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,828,000 | 23,408,000 | 34,840,000 | 45,846,000 |
| Interest expense | 1,350,000 | 2,613,000 | 3,813,000 | 4,913,000 |
| Net interest income | 10,478,000 | 20,795,000 | 31,027,000 | 40,933,000 |
| Noninterest income | 1,362,000 | 2,550,000 | 3,855,000 | 4,844,000 |
| Noninterest expense | 8,456,000 | 17,443,000 | 25,664,000 | 33,675,000 |
| Provision for loan losses | 323,000 | 3,974,000 | 4,402,000 | 9,312,000 |
| Pretax income | 3,061,000 | 1,928,000 | 4,563,000 | 2,550,000 |
| Income tax | 1,211,000 | 624,000 | 1,805,000 | 1,009,000 |
| Net income | 1,850,000 | 1,304,000 | 2,758,000 | 1,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,573,000 | 71,622,000 | 73,364,000 | 72,048,000 |
| Total capital | 77,431,000 | 79,309,000 | 80,720,000 | 79,125,000 |
| Risk-weighted assets | 627,592,000 | 613,542,000 | 586,121,000 | 561,353,000 |