Call reports 2012
TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK — 2012
What TRANSPORTATION ALLIANCE BANK, INC. DBA TAB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 869,256,000 | 876,518,000 | 793,112,000 | 746,412,000 |
| Total loans | 734,594,000 | 655,541,000 | 625,057,000 | 584,824,000 |
| Allowance for loan losses | 34,809,000 | 11,123,000 | 22,428,000 | 29,972,000 |
| Securities available for sale | 73,682,000 | 97,617,000 | 74,669,000 | 63,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,080,000 | 783,312,000 | 710,750,000 | 663,270,000 |
| Interest-bearing deposits | 747,531,000 | 780,038,000 | 708,048,000 | 659,428,000 |
| Noninterest-bearing deposits | 4,549,000 | 3,274,000 | 2,702,000 | 3,841,000 |
| Equity capital | 70,304,000 | 79,901,000 | 73,898,000 | 67,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,527,000 | 34,107,000 | 47,548,000 | 60,281,000 |
| Interest expense | 1,698,000 | 3,410,000 | 4,927,000 | 6,316,000 |
| Net interest income | 14,829,000 | 30,697,000 | 42,621,000 | 53,965,000 |
| Noninterest income | 2,492,000 | 3,981,000 | 5,738,000 | 6,322,000 |
| Noninterest expense | 9,337,000 | 19,603,000 | 28,191,000 | 36,417,000 |
| Provision for loan losses | 1,165,000 | 7,675,000 | 23,119,000 | 36,578,000 |
| Pretax income | 6,825,000 | 7,266,000 | -3,049,000 | -12,740,000 |
| Income tax | 2,699,000 | 2,873,000 | -1,206,000 | -5,201,000 |
| Net income | 4,126,000 | 4,393,000 | -1,843,000 | -7,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,953,000 | 79,564,000 | 73,366,000 | 67,722,000 |
| Total capital | 80,320,000 | 89,055,000 | 82,261,000 | 75,991,000 |
| Risk-weighted assets | 804,893,000 | 757,614,000 | 698,100,000 | 639,839,000 |