Call reports 2013
FIRST NATIONAL BANK OF BALDWIN COUNTY — 2013
What FIRST NATIONAL BANK OF BALDWIN COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 187,935,000 |
| Total loans | 128,885,000 |
| Allowance for loan losses | 3,318,000 |
| Securities available for sale | 2,506,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 183,592,000 |
| Interest-bearing deposits | 146,934,000 |
| Noninterest-bearing deposits | 36,658,000 |
| Equity capital | 3,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 1,699,000 |
| Interest expense | 327,000 |
| Net interest income | 1,372,000 |
| Noninterest income | 150,000 |
| Noninterest expense | 1,963,000 |
| Provision for loan losses | 0 |
| Pretax income | -441,000 |
| Income tax | 0 |
| Net income | -441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 3,591,000 |
| Total capital | 5,178,000 |
| Risk-weighted assets | 125,268,000 |