Call reports 2016
CONGAREE STATE BANK — 2016
What CONGAREE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 104,905,000 |
| Total loans | 78,455,000 |
| Allowance for loan losses | 1,111,000 |
| Securities available for sale | 15,237,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 88,872,000 |
| Interest-bearing deposits | 72,457,000 |
| Noninterest-bearing deposits | 16,414,000 |
| Equity capital | 13,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 1,129,000 |
| Interest expense | 86,000 |
| Net interest income | 1,043,000 |
| Noninterest income | 112,000 |
| Noninterest expense | 1,192,000 |
| Provision for loan losses | 33,000 |
| Pretax income | 11,000 |
| Income tax | 4,000 |
| Net income | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 12,080,000 |
| Total capital | 13,128,000 |
| Risk-weighted assets | 83,039,000 |