Call reports 2025
AB&T — 2025
What AB&T reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 271,973,000 | 257,943,000 | 262,942,000 | 279,792,000 |
| Total loans | 168,930,000 | 176,328,000 | 193,280,000 | 186,995,000 |
| Allowance for loan losses | 2,465,000 | 2,468,000 | 2,472,000 | 2,478,000 |
| Securities available for sale | 23,970,000 | 21,579,000 | 20,845,000 | 32,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,595,000 | 225,838,000 | 230,068,000 | 247,230,000 |
| Interest-bearing deposits | 148,799,000 | 141,917,000 | 147,193,000 | 156,576,000 |
| Noninterest-bearing deposits | 89,796,000 | 83,921,000 | 82,875,000 | 90,654,000 |
| Equity capital | 29,901,000 | 30,097,000 | 30,664,000 | 31,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,695,000 | 7,451,000 | 11,252,000 | 15,219,000 |
| Interest expense | 816,000 | 1,596,000 | 2,365,000 | 3,172,000 |
| Net interest income | 2,879,000 | 5,855,000 | 8,887,000 | 12,047,000 |
| Noninterest income | 204,000 | 437,000 | 697,000 | 926,000 |
| Noninterest expense | 1,492,000 | 3,042,000 | 4,747,000 | 6,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,591,000 | 3,251,000 | 4,838,000 | 6,749,000 |
| Income tax | 408,000 | 834,000 | 1,117,000 | 1,584,000 |
| Net income | 1,183,000 | 2,417,000 | 3,721,000 | 5,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,139,000 | 30,409,000 | 30,749,000 | 31,228,000 |
| Total capital | 32,349,000 | 32,650,000 | 33,127,000 | 33,618,000 |
| Risk-weighted assets | 176,283,000 | 178,747,000 | 189,819,000 | 190,804,000 |