Call reports 2024
AB&T — 2024
What AB&T reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 258,674,000 | 254,019,000 | 259,442,000 | 269,162,000 |
| Total loans | 171,744,000 | 174,440,000 | 168,924,000 | 169,553,000 |
| Allowance for loan losses | 2,622,000 | 2,442,000 | 2,457,000 | 2,456,000 |
| Securities available for sale | 19,895,000 | 19,693,000 | 23,765,000 | 23,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,379,000 | 220,696,000 | 225,367,000 | 235,977,000 |
| Interest-bearing deposits | 133,599,000 | 142,357,000 | 144,195,000 | 148,118,000 |
| Noninterest-bearing deposits | 92,780,000 | 78,339,000 | 81,172,000 | 87,859,000 |
| Equity capital | 28,157,000 | 28,921,000 | 29,862,000 | 29,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,690,000 | 7,519,000 | 11,382,000 | 15,284,000 |
| Interest expense | 1,022,000 | 2,016,000 | 3,032,000 | 3,975,000 |
| Net interest income | 2,668,000 | 5,503,000 | 8,350,000 | 11,309,000 |
| Noninterest income | 256,000 | 497,000 | 761,000 | 985,000 |
| Noninterest expense | 1,495,000 | 2,965,000 | 4,464,000 | 6,140,000 |
| Provision for loan losses | 0 | 150,000 | 160,000 | 160,000 |
| Pretax income | 1,429,000 | 3,035,000 | 4,637,000 | 6,144,000 |
| Income tax | 366,000 | 776,000 | 1,186,000 | 1,392,000 |
| Net income | 1,063,000 | 2,259,000 | 3,451,000 | 4,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,764,000 | 29,488,000 | 30,209,000 | 30,038,000 |
| Total capital | 30,988,000 | 31,708,000 | 32,410,000 | 32,255,000 |
| Risk-weighted assets | 177,235,000 | 177,155,000 | 175,602,000 | 176,978,000 |