Call reports 2023
AB&T — 2023
What AB&T reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 257,150,000 | 251,959,000 | 254,098,000 | 249,525,000 |
| Total loans | 174,193,000 | 179,129,000 | 172,444,000 | 174,862,000 |
| Allowance for loan losses | 2,177,000 | 2,575,000 | 2,616,000 | 2,618,000 |
| Securities available for sale | 19,211,000 | 19,115,000 | 18,277,000 | 18,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,275,000 | 217,645,000 | 220,401,000 | 215,980,000 |
| Interest-bearing deposits | 139,844,000 | 134,592,000 | 142,419,000 | 143,648,000 |
| Noninterest-bearing deposits | 83,431,000 | 83,053,000 | 77,982,000 | 72,332,000 |
| Equity capital | 25,714,000 | 26,633,000 | 26,292,000 | 27,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,262,000 | 6,697,000 | 10,226,000 | 13,824,000 |
| Interest expense | 519,000 | 1,160,000 | 2,024,000 | 2,986,000 |
| Net interest income | 2,743,000 | 5,537,000 | 8,202,000 | 10,838,000 |
| Noninterest income | 202,000 | 455,000 | 677,000 | 907,000 |
| Noninterest expense | 1,449,000 | 2,947,000 | 4,434,000 | 6,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,496,000 | 3,045,000 | 4,445,000 | 5,743,000 |
| Income tax | 349,000 | 728,000 | 1,065,000 | 1,372,000 |
| Net income | 1,147,000 | 2,317,000 | 3,380,000 | 4,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,121,000 | 27,593,000 | 27,279,000 | 28,293,000 |
| Total capital | 28,322,000 | 29,849,000 | 29,489,000 | 30,520,000 |
| Risk-weighted assets | 175,993,000 | 180,084,000 | 176,250,000 | 177,636,000 |