Call reports 2022
AB&T — 2022
What AB&T reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 261,137,000 | 250,335,000 | 244,168,000 | 256,601,000 |
| Total loans | 162,531,000 | 171,170,000 | 177,135,000 | 179,282,000 |
| Allowance for loan losses | 2,354,000 | 2,363,000 | 2,568,000 | 2,170,000 |
| Securities available for sale | 3,943,000 | 20,653,000 | 24,283,000 | 20,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,793,000 | 221,840,000 | 214,630,000 | 226,632,000 |
| Interest-bearing deposits | 127,215,000 | 122,507,000 | 119,123,000 | 141,166,000 |
| Noninterest-bearing deposits | 103,578,000 | 99,333,000 | 95,507,000 | 85,466,000 |
| Equity capital | 23,617,000 | 24,211,000 | 24,806,000 | 24,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,893,000 | 6,499,000 | 9,511,000 |
| Interest expense | 196,000 | 301,000 | 434,000 | 802,000 |
| Net interest income | 1,653,000 | 3,592,000 | 6,065,000 | 8,709,000 |
| Noninterest income | 223,000 | 464,000 | 676,000 | 865,000 |
| Noninterest expense | 1,301,000 | 2,592,000 | 3,937,000 | 5,287,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 575,000 | 1,464,000 | 2,604,000 | 4,087,000 |
| Income tax | 125,000 | 321,000 | 582,000 | 921,000 |
| Net income | 450,000 | 1,143,000 | 2,022,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,523,000 | 23,424,000 | 24,578,000 | 24,860,000 |
| Total capital | 24,768,000 | 25,693,000 | 26,880,000 | 27,030,000 |
| Risk-weighted assets | 179,547,000 | 181,493,000 | 183,905,000 | 190,129,000 |