Call reports 2021
AB&T — 2021
What AB&T reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 261,725,000 | 256,132,000 | 253,835,000 | 256,834,000 |
| Total loans | 172,474,000 | 165,493,000 | 173,576,000 | 173,970,000 |
| Allowance for loan losses | 2,628,000 | 2,631,000 | 2,347,000 | 2,348,000 |
| Securities available for sale | 3,075,000 | 3,097,000 | 3,084,000 | 3,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,319,000 | 222,951,000 | 218,370,000 | 219,496,000 |
| Interest-bearing deposits | 128,904,000 | 123,476,000 | 123,062,000 | 126,300,000 |
| Noninterest-bearing deposits | 96,415,000 | 99,475,000 | 95,308,000 | 93,196,000 |
| Equity capital | 21,981,000 | 22,548,000 | 23,167,000 | 23,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,087,000 | 4,011,000 | 6,069,000 | 8,084,000 |
| Interest expense | 211,000 | 390,000 | 580,000 | 785,000 |
| Net interest income | 1,876,000 | 3,621,000 | 5,489,000 | 7,299,000 |
| Noninterest income | 254,000 | 476,000 | 701,000 | 939,000 |
| Noninterest expense | 1,305,000 | 2,615,000 | 3,951,000 | 5,311,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 825,000 | 1,482,000 | 2,239,000 | 2,927,000 |
| Income tax | 177,000 | 320,000 | 484,000 | 632,000 |
| Net income | 648,000 | 1,162,000 | 1,755,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,437,000 | 21,104,000 | 21,875,000 | 21,936,000 |
| Total capital | 22,495,000 | 23,234,000 | 24,099,000 | 24,266,000 |
| Risk-weighted assets | 164,107,000 | 169,924,000 | 177,800,000 | 186,409,000 |