Call reports 2020
AB&T — 2020
What AB&T reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,907,000 | 228,259,000 | 235,837,000 | 281,466,000 |
| Total loans | 160,815,000 | 184,176,000 | 184,887,000 | 181,616,000 |
| Allowance for loan losses | 1,984,000 | 2,104,000 | 2,323,000 | 2,627,000 |
| Securities available for sale | 765,000 | 627,000 | 1,524,000 | 2,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,509,000 | 190,989,000 | 197,480,000 | 243,355,000 |
| Interest-bearing deposits | 103,098,000 | 110,961,000 | 116,690,000 | 149,430,000 |
| Noninterest-bearing deposits | 62,411,000 | 80,028,000 | 80,790,000 | 93,925,000 |
| Equity capital | 20,036,000 | 20,653,000 | 20,815,000 | 21,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,096,000 | 4,293,000 | 6,475,000 | 8,774,000 |
| Interest expense | 346,000 | 609,000 | 865,000 | 1,119,000 |
| Net interest income | 1,750,000 | 3,684,000 | 5,610,000 | 7,655,000 |
| Noninterest income | 300,000 | 529,000 | 834,000 | 1,151,000 |
| Noninterest expense | 1,406,000 | 2,697,000 | 4,058,000 | 5,496,000 |
| Provision for loan losses | 30,000 | 135,000 | 345,000 | 645,000 |
| Pretax income | 614,000 | 1,381,000 | 2,041,000 | 2,665,000 |
| Income tax | 134,000 | 299,000 | 443,000 | 582,000 |
| Net income | 480,000 | 1,082,000 | 1,598,000 | 2,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,843,000 | 18,624,000 | 18,933,000 | 19,600,000 |
| Total capital | 19,827,000 | 20,603,000 | 20,967,000 | 21,770,000 |
| Risk-weighted assets | 162,262,000 | 158,210,000 | 162,499,000 | 173,199,000 |