Call reports 2019
AB&T — 2019
What AB&T reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 191,719,000 | 187,972,000 | 191,573,000 | 195,255,000 |
| Total loans | 156,924,000 | 159,894,000 | 167,098,000 | 164,102,000 |
| Allowance for loan losses | 1,848,000 | 1,841,000 | 1,933,000 | 1,934,000 |
| Securities available for sale | 1,625,000 | 1,490,000 | 1,334,000 | 1,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,666,000 | 152,212,000 | 153,370,000 | 156,699,000 |
| Interest-bearing deposits | 107,949,000 | 101,276,000 | 97,822,000 | 99,512,000 |
| Noninterest-bearing deposits | 49,717,000 | 50,936,000 | 55,548,000 | 57,187,000 |
| Equity capital | 18,796,000 | 18,725,000 | 19,183,000 | 19,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,184,000 | 6,362,000 | 8,531,000 |
| Interest expense | 410,000 | 812,000 | 1,224,000 | 1,628,000 |
| Net interest income | 1,676,000 | 3,372,000 | 5,138,000 | 6,903,000 |
| Noninterest income | 219,000 | 518,000 | 791,000 | 1,067,000 |
| Noninterest expense | 1,293,000 | 2,637,000 | 3,955,000 | 5,553,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 90,000 |
| Pretax income | 602,000 | 1,253,000 | 1,904,000 | 2,347,000 |
| Income tax | 132,000 | 274,000 | 403,000 | 507,000 |
| Net income | 470,000 | 979,000 | 1,501,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,120,000 | 16,188,000 | 16,775,000 | 17,216,000 |
| Total capital | 17,968,000 | 18,029,000 | 18,708,000 | 19,150,000 |
| Risk-weighted assets | 154,820,000 | 159,056,000 | 163,303,000 | 162,367,000 |