Call reports 2016
AB&T — 2016
What AB&T reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,228,000 | 139,637,000 | 142,980,000 | 150,420,000 |
| Total loans | 119,732,000 | 121,457,000 | 126,175,000 | 128,899,000 |
| Allowance for loan losses | 1,924,000 | 1,911,000 | 1,915,000 | 1,900,000 |
| Securities available for sale | 8,826,000 | 4,102,000 | 3,742,000 | 3,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,966,000 | 113,721,000 | 116,313,000 | 123,086,000 |
| Interest-bearing deposits | 82,278,000 | 80,314,000 | 82,962,000 | 83,660,000 |
| Noninterest-bearing deposits | 30,688,000 | 33,407,000 | 33,351,000 | 39,426,000 |
| Equity capital | 17,890,000 | 18,059,000 | 18,285,000 | 18,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,745,000 | 4,156,000 | 5,605,000 |
| Interest expense | 115,000 | 219,000 | 330,000 | 463,000 |
| Net interest income | 1,255,000 | 2,526,000 | 3,826,000 | 5,142,000 |
| Noninterest income | 213,000 | 443,000 | 811,000 | 1,120,000 |
| Noninterest expense | 1,259,000 | 2,495,000 | 3,824,000 | 5,076,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 493,000 | 832,000 | 1,205,000 |
| Income tax | 78,000 | 182,000 | 306,000 | 441,000 |
| Net income | 131,000 | 311,000 | 526,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,852,000 | 12,150,000 | 12,504,000 | 12,891,000 |
| Total capital | 13,311,000 | 13,645,000 | 14,048,000 | 14,446,000 |
| Risk-weighted assets | 113,928,000 | 116,878,000 | 120,953,000 | 121,903,000 |