Call reports 2015
AB&T — 2015
What AB&T reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,463,000 | 134,974,000 | 131,520,000 | 144,202,000 |
| Total loans | 103,075,000 | 102,887,000 | 106,088,000 | 116,622,000 |
| Allowance for loan losses | 1,906,000 | 1,914,000 | 1,913,000 | 1,910,000 |
| Securities available for sale | 11,481,000 | 10,730,000 | 10,083,000 | 9,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,102,000 | 110,283,000 | 108,250,000 | 119,395,000 |
| Interest-bearing deposits | 86,522,000 | 82,696,000 | 79,816,000 | 86,136,000 |
| Noninterest-bearing deposits | 24,580,000 | 27,587,000 | 28,434,000 | 33,259,000 |
| Equity capital | 17,410,000 | 17,478,000 | 17,663,000 | 17,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,500,000 | 3,730,000 | 5,061,000 |
| Interest expense | 115,000 | 242,000 | 353,000 | 471,000 |
| Net interest income | 1,120,000 | 2,258,000 | 3,377,000 | 4,590,000 |
| Noninterest income | 203,000 | 607,000 | 844,000 | 1,089,000 |
| Noninterest expense | 1,178,000 | 2,535,000 | 3,693,000 | 4,961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 330,000 | 528,000 | 718,000 |
| Income tax | 55,000 | 123,000 | 195,000 | 271,000 |
| Net income | 90,000 | 207,000 | 333,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,006,000 | 11,251,000 | 11,411,000 | 11,628,000 |
| Total capital | 12,295,000 | 12,593,000 | 12,774,000 | 13,052,000 |
| Risk-weighted assets | 102,534,000 | 103,140,000 | 104,863,000 | 109,874,000 |