Call reports 2014
AB&T — 2014
What AB&T reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 127,776,000 | 128,183,000 | 132,160,000 | 145,194,000 |
| Total loans | 98,835,000 | 101,242,000 | 107,451,000 | 112,088,000 |
| Allowance for loan losses | 1,357,000 | 1,733,000 | 1,784,000 | 1,764,000 |
| Securities available for sale | 14,285,000 | 13,825,000 | 13,082,000 | 12,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,840,000 | 107,065,000 | 106,013,000 | 113,498,000 |
| Interest-bearing deposits | 80,716,000 | 80,508,000 | 80,416,000 | 84,103,000 |
| Noninterest-bearing deposits | 29,124,000 | 26,557,000 | 25,597,000 | 29,395,000 |
| Equity capital | 11,363,000 | 11,782,000 | 12,123,000 | 17,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,470,000 | 3,725,000 | 5,049,000 |
| Interest expense | 74,000 | 156,000 | 239,000 | 362,000 |
| Net interest income | 1,161,000 | 2,314,000 | 3,486,000 | 4,687,000 |
| Noninterest income | 216,000 | 435,000 | 648,000 | 860,000 |
| Noninterest expense | 1,220,000 | 2,422,000 | 3,618,000 | 4,817,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 157,000 | 326,000 | 515,000 | 729,000 |
| Income tax | -150,000 | -300,000 | -450,000 | -6,697,000 |
| Net income | 307,000 | 626,000 | 965,000 | 7,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,385,000 | 11,663,000 | 11,908,000 | 10,646,000 |
| Total capital | 12,550,000 | 12,903,000 | 13,202,000 | 11,995,000 |
| Risk-weighted assets | 93,048,000 | 98,707,000 | 103,061,000 | 107,532,000 |