Call reports 2013
AB&T — 2013
What AB&T reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,626,000 | 129,764,000 | 130,924,000 | 135,895,000 |
| Total loans | 94,841,000 | 97,191,000 | 94,646,000 | 105,316,000 |
| Allowance for loan losses | 1,726,000 | 1,715,000 | 1,556,000 | 1,804,000 |
| Securities available for sale | 18,290,000 | 17,189,000 | 16,177,000 | 14,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,501,000 | 107,263,000 | 112,861,000 | 122,419,000 |
| Interest-bearing deposits | 80,381,000 | 79,454,000 | 82,459,000 | 88,719,000 |
| Noninterest-bearing deposits | 28,120,000 | 27,809,000 | 30,402,000 | 33,700,000 |
| Equity capital | 10,862,000 | 10,709,000 | 10,718,000 | 10,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,430,000 | 3,721,000 | 5,129,000 |
| Interest expense | 100,000 | 204,000 | 324,000 | 445,000 |
| Net interest income | 1,096,000 | 2,226,000 | 3,397,000 | 4,684,000 |
| Noninterest income | 298,000 | 638,000 | 964,000 | 1,091,000 |
| Noninterest expense | 1,284,000 | 2,620,000 | 3,971,000 | 5,349,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 213,000 |
| Pretax income | 109,000 | 243,000 | 388,000 | 546,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 243,000 | 388,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,623,000 | 10,761,000 | 10,911,000 | 11,073,000 |
| Total capital | 11,816,000 | 11,982,000 | 12,099,000 | 12,290,000 |
| Risk-weighted assets | 94,905,000 | 97,176,000 | 94,706,000 | 96,770,000 |