Call reports 2012
AB&T — 2012
What AB&T reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,600,000 | 130,823,000 | 126,370,000 | 131,340,000 |
| Total loans | 106,465,000 | 94,684,000 | 95,378,000 | 93,601,000 |
| Allowance for loan losses | 2,329,000 | 2,256,000 | 1,875,000 | 1,788,000 |
| Securities available for sale | 19,319,000 | 18,091,000 | 17,233,000 | 16,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,775,000 | 107,469,000 | 103,210,000 | 106,818,000 |
| Interest-bearing deposits | 103,095,000 | 84,259,000 | 80,987,000 | 81,700,000 |
| Noninterest-bearing deposits | 23,680,000 | 23,210,000 | 22,223,000 | 25,118,000 |
| Equity capital | 10,613,000 | 10,783,000 | 10,722,000 | 10,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,955,000 | 4,203,000 | 5,446,000 |
| Interest expense | 284,000 | 579,000 | 719,000 | 847,000 |
| Net interest income | 1,209,000 | 2,376,000 | 3,484,000 | 4,599,000 |
| Noninterest income | 349,000 | 864,000 | 1,114,000 | 1,340,000 |
| Noninterest expense | 1,587,000 | 3,208,000 | 4,694,000 | 6,124,000 |
| Provision for loan losses | 125,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | -154,000 | -182,000 | -282,000 | -371,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | -154,000 | -184,000 | -284,000 | -373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,717,000 | 10,691,000 | 10,593,000 | 10,509,000 |
| Total capital | 12,099,000 | 11,907,000 | 11,805,000 | 11,689,000 |
| Risk-weighted assets | 109,597,000 | 96,272,000 | 96,268,000 | 93,831,000 |