Call reports 2017
MERCHANTS & FARMERS BANK & TRUST COMPANY — 2017
What MERCHANTS & FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 398,912,000 | 407,162,000 | 408,709,000 | 410,753,000 |
| Total loans | 216,196,000 | 220,913,000 | 222,586,000 | 223,312,000 |
| Allowance for loan losses | 2,037,000 | 2,039,000 | 2,000,000 | 2,021,000 |
| Securities available for sale | 135,739,000 | 145,408,000 | 148,036,000 | 150,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,107,000 | 296,399,000 | 292,504,000 | 301,344,000 |
| Interest-bearing deposits | 200,940,000 | 204,711,000 | 199,807,000 | 210,054,000 |
| Noninterest-bearing deposits | 92,167,000 | 91,688,000 | 92,697,000 | 91,290,000 |
| Equity capital | 42,659,000 | 44,354,000 | 44,961,000 | 43,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,444,000 | 7,005,000 | 10,700,000 | 14,431,000 |
| Interest expense | 405,000 | 865,000 | 1,450,000 | 2,037,000 |
| Net interest income | 3,039,000 | 6,140,000 | 9,250,000 | 12,394,000 |
| Noninterest income | 579,000 | 1,244,000 | 1,759,000 | 2,338,000 |
| Noninterest expense | 2,816,000 | 5,587,000 | 8,397,000 | 11,304,000 |
| Provision for loan losses | 19,000 | 55,000 | 108,000 | 162,000 |
| Pretax income | 802,000 | 1,768,000 | 2,566,000 | 3,498,000 |
| Income tax | 143,000 | 340,000 | 477,000 | 1,022,000 |
| Net income | 659,000 | 1,428,000 | 2,089,000 | 2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,078,000 | 39,612,000 | 40,273,000 | 40,902,000 |
| Total capital | 41,115,000 | 41,651,000 | 42,273,000 | 42,923,000 |
| Risk-weighted assets | 224,312,000 | 227,246,000 | 233,473,000 | 234,079,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS & FARMERS BANK & TRUST COMPANY — 2017 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.