Call reports 2008
MERCHANTS & FARMERS BANK & TRUST COMPANY — 2008
What MERCHANTS & FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 192,763,000 | 198,923,000 | 196,835,000 | 205,182,000 |
| Total loans | 97,005,000 | 98,843,000 | 99,152,000 | 106,085,000 |
| Allowance for loan losses | 768,000 | 761,000 | 802,000 | 809,000 |
| Securities available for sale | 79,015,000 | 85,577,000 | 83,635,000 | 84,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,832,000 | 134,772,000 | 131,400,000 | 153,866,000 |
| Interest-bearing deposits | 93,021,000 | 97,733,000 | 93,617,000 | 112,922,000 |
| Noninterest-bearing deposits | 37,811,000 | 37,039,000 | 37,783,000 | 40,944,000 |
| Equity capital | 31,011,000 | 30,247,000 | 30,389,000 | 31,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,498,000 | 8,278,000 | 11,148,000 |
| Interest expense | 686,000 | 1,318,000 | 1,964,000 | 2,575,000 |
| Net interest income | 2,095,000 | 4,180,000 | 6,314,000 | 8,573,000 |
| Noninterest income | 622,000 | 1,189,000 | 1,765,000 | 2,302,000 |
| Noninterest expense | 1,888,000 | 3,719,000 | 5,667,000 | 7,635,000 |
| Provision for loan losses | 55,000 | 95,000 | 189,000 | 257,000 |
| Pretax income | 774,000 | 1,555,000 | 2,223,000 | 2,983,000 |
| Income tax | 223,000 | 317,000 | 497,000 | 751,000 |
| Net income | 551,000 | 1,238,000 | 1,726,000 | 2,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,750,000 | 31,209,000 | 31,697,000 | 31,003,000 |
| Total capital | 31,518,000 | 31,970,000 | 32,499,000 | 31,812,000 |
| Risk-weighted assets | 106,282,000 | 110,369,000 | 111,434,000 | 119,499,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS & FARMERS BANK & TRUST COMPANY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.