Call reports 2025
PREFERRED BANK — 2025
What PREFERRED BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,100,798,000 | 7,279,549,000 | 7,468,405,000 | 7,601,679,000 |
| Total loans | 5,644,762,000 | 5,747,671,000 | 5,882,055,000 | 6,065,234,000 |
| Allowance for loan losses | 72,274,000 | 73,830,000 | 74,692,000 | 78,992,000 |
| Securities available for sale | 390,096,000 | 577,040,000 | 569,115,000 | 566,186,000 |
| Securities held to maturity | 19,745,000 | 19,456,000 | 19,034,000 | 18,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,078,374,000 | 6,083,500,000 | 6,236,642,000 | 6,350,066,000 |
| Interest-bearing deposits | 5,324,765,000 | 5,386,822,000 | 5,560,393,000 | 5,629,048,000 |
| Noninterest-bearing deposits | 753,609,000 | 696,678,000 | 676,249,000 | 721,018,000 |
| Equity capital | 778,604,000 | 747,660,000 | 775,642,000 | 789,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 114,528,000 | 234,972,000 | 361,821,000 | 486,455,000 |
| Interest expense | 51,870,000 | 105,440,000 | 160,980,000 | 215,638,000 |
| Net interest income | 62,658,000 | 129,532,000 | 200,841,000 | 270,817,000 |
| Noninterest income | 2,657,000 | 5,062,000 | 8,408,000 | 14,517,000 |
| Noninterest expense | 22,028,000 | 43,116,000 | 64,294,000 | 86,819,000 |
| Provision for loan losses | 700,000 | 2,300,000 | 4,800,000 | 9,100,000 |
| Pretax income | 42,587,000 | 89,178,000 | 140,155,000 | 189,547,000 |
| Income tax | 12,563,000 | 26,307,000 | 41,345,000 | 55,915,000 |
| Net income | 30,024,000 | 62,871,000 | 98,810,000 | 133,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 799,687,000 | 768,119,000 | 790,632,000 | 801,512,000 |
| Total capital | 1,021,680,000 | 991,727,000 | 1,015,161,000 | 1,030,400,000 |
| Risk-weighted assets | 6,743,710,000 | 6,871,957,000 | 6,973,438,000 | 7,121,011,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.