Call reports 2022
PREFERRED BANK — 2022
What PREFERRED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,143,189,000 | 6,233,720,000 | 6,293,578,000 | 6,425,969,000 |
| Total loans | 4,602,993,000 | 4,930,616,000 | 5,020,851,000 | 5,084,854,000 |
| Allowance for loan losses | 58,496,000 | 61,396,000 | 66,472,000 | 68,472,000 |
| Securities available for sale | 430,280,000 | 400,597,000 | 377,534,000 | 428,295,000 |
| Securities held to maturity | 13,496,000 | 12,784,000 | 12,442,000 | 22,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,312,502,000 | 5,410,218,000 | 5,458,274,000 | 5,558,803,000 |
| Interest-bearing deposits | 4,058,890,000 | 4,022,698,000 | 4,115,214,000 | 4,365,517,000 |
| Noninterest-bearing deposits | 1,253,612,000 | 1,387,520,000 | 1,343,060,000 | 1,193,285,000 |
| Equity capital | 595,285,000 | 591,592,000 | 590,553,000 | 630,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 55,024,000 | 117,582,000 | 196,003,000 | 294,382,000 |
| Interest expense | 4,993,000 | 11,127,000 | 22,757,000 | 47,024,000 |
| Net interest income | 50,031,000 | 106,455,000 | 173,246,000 | 247,358,000 |
| Noninterest income | 2,266,000 | 4,867,000 | 7,053,000 | 7,714,000 |
| Noninterest expense | 16,156,000 | 33,296,000 | 50,696,000 | 68,822,000 |
| Provision for loan losses | -250,000 | 2,650,000 | 5,350,000 | 7,350,000 |
| Pretax income | 36,391,000 | 75,376,000 | 124,253,000 | 179,197,000 |
| Income tax | 10,364,000 | 21,280,000 | 34,968,000 | 50,352,000 |
| Net income | 26,027,000 | 54,096,000 | 89,285,000 | 128,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 599,273,000 | 609,976,000 | 621,338,000 | 656,658,000 |
| Total capital | 808,959,000 | 820,439,000 | 836,936,000 | 874,315,000 |
| Risk-weighted assets | 5,349,600,000 | 5,746,988,000 | 5,937,914,000 | 6,076,742,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.