Call reports 2019
PREFERRED BANK — 2019
What PREFERRED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,329,691,000 | 4,295,807,000 | 4,497,081,000 | 4,630,165,000 |
| Total loans | 3,443,504,000 | 3,619,285,000 | 3,691,931,000 | 3,741,894,000 |
| Allowance for loan losses | 31,896,000 | 33,811,000 | 34,281,000 | 34,830,000 |
| Securities available for sale | 182,280,000 | 238,589,000 | 242,656,000 | 240,641,000 |
| Securities held to maturity | 7,861,000 | 7,702,000 | 7,545,000 | 7,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,719,939,000 | 3,677,155,000 | 3,869,572,000 | 3,983,857,000 |
| Interest-bearing deposits | 2,988,141,000 | 2,958,536,000 | 3,094,495,000 | 3,148,035,000 |
| Noninterest-bearing deposits | 731,798,000 | 718,619,000 | 775,078,000 | 835,822,000 |
| Equity capital | 432,132,000 | 451,442,000 | 459,080,000 | 470,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 55,457,000 | 113,278,000 | 171,238,000 | 226,725,000 |
| Interest expense | 14,547,000 | 30,527,000 | 47,009,000 | 62,083,000 |
| Net interest income | 40,910,000 | 82,751,000 | 124,229,000 | 164,642,000 |
| Noninterest income | 475,000 | 2,512,000 | 4,249,000 | 6,129,000 |
| Noninterest expense | 14,308,000 | 28,245,000 | 42,144,000 | 55,915,000 |
| Provision for loan losses | 500,000 | 2,100,000 | 3,000,000 | 3,450,000 |
| Pretax income | 26,577,000 | 54,918,000 | 83,334,000 | 111,406,000 |
| Income tax | 7,834,000 | 16,196,000 | 24,579,000 | 33,035,000 |
| Net income | 18,743,000 | 38,722,000 | 58,755,000 | 78,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 427,109,000 | 444,054,000 | 450,398,000 | 461,433,000 |
| Total capital | 560,270,000 | 579,116,000 | 586,082,000 | 597,816,000 |
| Risk-weighted assets | 4,054,029,000 | 4,216,125,000 | 4,330,993,000 | 4,364,118,000 |
Machine access — free, no API key
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