Call reports 2015
PREFERRED BANK — 2015
What PREFERRED BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,137,838,000 | 2,170,313,000 | 2,282,677,000 | 2,599,000,000 |
| Total loans | 1,688,876,000 | 1,762,552,000 | 1,834,573,000 | 2,056,380,000 |
| Allowance for loan losses | 23,388,000 | 23,758,000 | 24,055,000 | 22,658,000 |
| Securities available for sale | 165,329,000 | 161,775,000 | 164,378,000 | 169,502,000 |
| Securities held to maturity | 7,139,000 | 6,806,000 | 6,307,000 | 5,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,857,124,000 | 1,882,756,000 | 1,987,779,000 | 2,286,727,000 |
| Interest-bearing deposits | 1,363,569,000 | 1,362,784,000 | 1,510,174,000 | 1,711,836,000 |
| Noninterest-bearing deposits | 493,556,000 | 519,972,000 | 477,605,000 | 574,891,000 |
| Equity capital | 243,740,000 | 249,865,000 | 257,182,000 | 264,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 21,926,000 | 44,977,000 | 69,369,000 | 94,793,000 |
| Interest expense | 2,483,000 | 4,968,000 | 7,751,000 | 10,856,000 |
| Net interest income | 19,443,000 | 40,009,000 | 61,618,000 | 83,937,000 |
| Noninterest income | 801,000 | 2,468,000 | 3,413,000 | 4,365,000 |
| Noninterest expense | 8,630,000 | 17,627,000 | 26,384,000 | 36,274,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,500,000 | 1,800,000 |
| Pretax income | 11,114,000 | 23,850,000 | 37,147,000 | 50,228,000 |
| Income tax | 4,424,000 | 9,571,000 | 14,967,000 | 20,485,000 |
| Net income | 6,690,000 | 14,279,000 | 22,180,000 | 29,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,271,000 | 244,512,000 | 251,662,000 | 258,134,000 |
| Total capital | 260,759,000 | 268,370,000 | 275,817,000 | 280,910,000 |
| Risk-weighted assets | 1,960,635,000 | 2,053,396,000 | 2,133,089,000 | 2,340,168,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.