Call reports 2013
PREFERRED BANK — 2013
What PREFERRED BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,586,993,000 | 1,657,402,000 | 1,701,298,000 | 1,769,080,000 |
| Total loans | 1,170,615,000 | 1,226,914,000 | 1,287,864,000 | 1,327,077,000 |
| Allowance for loan losses | 20,234,000 | 18,011,000 | 18,344,000 | 19,494,000 |
| Securities available for sale | 204,529,000 | 183,690,000 | 166,821,000 | 142,670,000 |
| Securities held to maturity | 979,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,384,036,000 | 1,432,333,000 | 1,470,269,000 | 1,529,436,000 |
| Interest-bearing deposits | 974,638,000 | 1,081,606,000 | 1,111,601,000 | 1,190,905,000 |
| Noninterest-bearing deposits | 409,399,000 | 350,727,000 | 358,668,000 | 338,531,000 |
| Equity capital | 191,534,000 | 194,440,000 | 200,289,000 | 206,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,490,000 | 33,641,000 | 52,123,000 | 70,638,000 |
| Interest expense | 1,829,000 | 3,650,000 | 5,616,000 | 7,729,000 |
| Net interest income | 14,661,000 | 29,991,000 | 46,507,000 | 62,909,000 |
| Noninterest income | -241,000 | 1,535,000 | 2,337,000 | 6,120,000 |
| Noninterest expense | 7,740,000 | 15,787,000 | 23,670,000 | 31,550,000 |
| Provision for loan losses | 0 | 250,000 | 1,450,000 | 3,250,000 |
| Pretax income | 6,676,000 | 15,124,000 | 22,862,000 | 32,265,000 |
| Income tax | 2,646,000 | 6,049,000 | 8,755,000 | 12,290,000 |
| Net income | 4,030,000 | 9,075,000 | 14,107,000 | 19,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,864,000 | 190,593,000 | 197,252,000 | 206,617,000 |
| Total capital | 200,860,000 | 208,233,000 | 215,696,000 | 225,374,000 |
| Risk-weighted assets | 1,356,334,000 | 1,410,711,000 | 1,478,972,000 | 1,499,671,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.