Call reports 2012
PREFERRED BANK — 2012
What PREFERRED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,365,911,000 | 1,419,712,000 | 1,484,216,000 | 1,554,080,000 |
| Total loans | 991,566,000 | 1,006,716,000 | 1,073,085,000 | 1,129,684,000 |
| Allowance for loan losses | 22,925,000 | 21,834,000 | 21,601,000 | 20,607,000 |
| Securities available for sale | 159,047,000 | 141,777,000 | 159,809,000 | 210,741,000 |
| Securities held to maturity | 3,021,000 | 1,524,000 | 1,523,000 | 979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,176,204,000 | 1,235,919,000 | 1,291,911,000 | 1,357,531,000 |
| Interest-bearing deposits | 848,802,000 | 870,341,000 | 884,863,000 | 910,563,000 |
| Noninterest-bearing deposits | 327,403,000 | 365,578,000 | 407,047,000 | 446,969,000 |
| Equity capital | 182,264,000 | 176,970,000 | 182,014,000 | 187,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,191,000 | 30,339,000 | 45,556,000 | 60,818,000 |
| Interest expense | 2,197,000 | 4,118,000 | 5,976,000 | 7,782,000 |
| Net interest income | 12,994,000 | 26,221,000 | 39,580,000 | 53,036,000 |
| Noninterest income | -500,000 | -113,000 | -740,000 | -1,265,000 |
| Noninterest expense | 7,726,000 | 15,216,000 | 23,080,000 | 30,009,000 |
| Provision for loan losses | 1,800,000 | 16,300,000 | 17,500,000 | 19,800,000 |
| Pretax income | 2,956,000 | -4,870,000 | -1,210,000 | 2,513,000 |
| Income tax | -18,783,000 | -21,000,000 | -20,167,000 | -20,583,000 |
| Net income | 21,739,000 | 16,130,000 | 18,957,000 | 23,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,688,000 | 170,859,000 | 175,413,000 | 179,245,000 |
| Total capital | 183,286,000 | 185,799,000 | 191,065,000 | 195,689,000 |
| Risk-weighted assets | 1,159,468,000 | 1,188,265,000 | 1,246,131,000 | 1,310,525,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.