Call reports 2009
PREFERRED BANK — 2009
What PREFERRED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,433,992,000 | 1,365,296,000 | 1,389,436,000 | 1,307,114,000 |
| Total loans | 1,191,289,000 | 1,144,075,000 | 1,080,773,000 | 1,043,885,000 |
| Allowance for loan losses | 30,885,000 | 28,260,000 | 44,041,000 | 42,810,000 |
| Securities available for sale | 89,389,000 | 98,826,000 | 93,920,000 | 114,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,205,509,000 | 1,140,126,000 | 1,196,182,000 | 1,160,760,000 |
| Interest-bearing deposits | 1,009,944,000 | 944,980,000 | 988,213,000 | 956,200,000 |
| Noninterest-bearing deposits | 195,565,000 | 195,146,000 | 207,969,000 | 204,560,000 |
| Equity capital | 132,094,000 | 130,074,000 | 113,702,000 | 85,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,939,000 | 33,376,000 | 45,466,000 | 58,886,000 |
| Interest expense | 7,221,000 | 13,089,000 | 18,045,000 | 22,810,000 |
| Net interest income | 9,718,000 | 20,287,000 | 27,421,000 | 36,076,000 |
| Noninterest income | 870,000 | 1,752,000 | -1,940,000 | -554,000 |
| Noninterest expense | 6,224,000 | 16,148,000 | 35,132,000 | 44,621,000 |
| Provision for loan losses | 6,550,000 | 22,000,000 | 70,250,000 | 71,250,000 |
| Pretax income | -2,151,000 | -16,425,000 | -78,207,000 | -80,663,000 |
| Income tax | -829,000 | -8,273,000 | -34,071,000 | -8,128,000 |
| Net income | -1,322,000 | -8,152,000 | -44,136,000 | -72,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,389,000 | 136,042,000 | 80,005,000 | 89,477,000 |
| Total capital | 159,343,000 | 151,959,000 | 96,845,000 | 105,268,000 |
| Risk-weighted assets | 1,342,261,000 | 1,260,947,000 | 1,319,949,000 | 1,236,203,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.