Call reports 2007
PREFERRED BANK — 2007
What PREFERRED BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,388,683,000 | 1,437,387,000 | 1,506,301,000 | 1,542,688,000 |
| Total loans | 1,054,983,000 | 1,105,259,000 | 1,186,822,000 | 1,232,417,000 |
| Allowance for loan losses | 10,636,000 | 11,246,000 | 11,996,000 | 14,896,000 |
| Securities available for sale | 201,062,000 | 206,648,000 | 201,722,000 | 245,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,195,750,000 | 1,235,064,000 | 1,247,818,000 | 1,253,206,000 |
| Interest-bearing deposits | 965,221,000 | 987,224,000 | 1,023,701,000 | 1,023,103,000 |
| Noninterest-bearing deposits | 230,528,000 | 247,839,000 | 224,118,000 | 230,103,000 |
| Equity capital | 152,835,000 | 158,121,000 | 160,825,000 | 152,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 26,542,000 | 54,854,000 | 84,102,000 | 112,728,000 |
| Interest expense | 10,281,000 | 21,269,000 | 32,794,000 | 44,199,000 |
| Net interest income | 16,261,000 | 33,585,000 | 51,308,000 | 68,529,000 |
| Noninterest income | 735,000 | 1,523,000 | 2,260,000 | 2,968,000 |
| Noninterest expense | 5,375,000 | 10,860,000 | 16,378,000 | 21,461,000 |
| Provision for loan losses | 600,000 | 1,250,000 | 2,000,000 | 4,900,000 |
| Pretax income | 11,021,000 | 22,998,000 | 35,190,000 | 45,136,000 |
| Income tax | 4,528,000 | 9,526,000 | 14,558,000 | 18,669,000 |
| Net income | 6,493,000 | 13,472,000 | 20,632,000 | 26,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,941,000 | 158,761,000 | 161,003,000 | 152,763,000 |
| Total capital | 163,710,000 | 170,097,000 | 173,119,000 | 167,759,000 |
| Risk-weighted assets | 1,343,226,000 | 1,367,918,000 | 1,460,200,000 | 1,449,715,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.