Call reports 2005
PREFERRED BANK — 2005
What PREFERRED BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 985,647,000 | 1,033,230,000 | 1,097,344,000 | 1,136,752,000 |
| Total loans | 649,018,000 | 696,833,000 | 765,253,000 | 769,606,000 |
| Allowance for loan losses | 6,646,000 | 7,619,000 | 8,494,000 | 8,939,000 |
| Securities available for sale | 167,725,000 | 176,634,000 | 158,244,000 | 159,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 850,232,000 | 876,581,000 | 943,028,000 | 975,521,000 |
| Interest-bearing deposits | 665,907,000 | 679,314,000 | 745,932,000 | 763,557,000 |
| Noninterest-bearing deposits | 184,325,000 | 197,266,000 | 197,096,000 | 211,964,000 |
| Equity capital | 113,321,000 | 117,025,000 | 120,249,000 | 123,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,538,000 | 26,576,000 | 42,566,000 | 60,429,000 |
| Interest expense | 2,810,000 | 6,322,000 | 10,822,000 | 16,062,000 |
| Net interest income | 9,728,000 | 20,254,000 | 31,744,000 | 44,367,000 |
| Noninterest income | 909,000 | 1,815,000 | 2,660,000 | 3,521,000 |
| Noninterest expense | 4,961,000 | 8,712,000 | 12,830,000 | 17,571,000 |
| Provision for loan losses | -188,000 | 785,000 | 1,660,000 | 2,110,000 |
| Pretax income | 5,864,000 | 12,572,000 | 19,914,000 | 28,207,000 |
| Income tax | 2,333,000 | 5,049,000 | 8,023,000 | 11,382,000 |
| Net income | 3,531,000 | 7,523,000 | 11,891,000 | 16,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,488,000 | 117,294,000 | 120,695,000 | 124,793,000 |
| Total capital | 121,832,000 | 125,208,000 | 129,279,000 | 133,842,000 |
| Risk-weighted assets | 883,619,000 | 925,717,000 | 962,850,000 | 991,019,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.