Call reports 2024
METROPOLITAN CAPITAL BANK & TRUST — 2024
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 247,259,000 | 255,945,000 | 258,831,000 | 247,142,000 |
| Total loans | 176,765,000 | 178,023,000 | 178,840,000 | 178,506,000 |
| Allowance for loan losses | 2,962,000 | 3,014,000 | 3,256,000 | 7,877,000 |
| Securities available for sale | 52,558,000 | 51,910,000 | 54,239,000 | 50,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,796,000 | 213,729,000 | 215,447,000 | 218,025,000 |
| Interest-bearing deposits | 166,728,000 | 166,748,000 | 170,152,000 | 167,099,000 |
| Noninterest-bearing deposits | 40,068,000 | 46,981,000 | 45,295,000 | 50,926,000 |
| Equity capital | 15,245,000 | 15,795,000 | 17,712,000 | 3,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,648,000 | 11,622,000 | 17,091,000 | 22,304,000 |
| Interest expense | 1,505,000 | 3,106,000 | 4,890,000 | 6,722,000 |
| Net interest income | 4,143,000 | 8,516,000 | 12,201,000 | 15,582,000 |
| Noninterest income | 56,000 | 154,000 | 260,000 | 418,000 |
| Noninterest expense | 3,679,000 | 7,225,000 | 10,796,000 | 14,559,000 |
| Provision for loan losses | 800,000 | 849,000 | 1,090,000 | 13,805,000 |
| Pretax income | -330,000 | 546,000 | 505,000 | -12,379,000 |
| Income tax | -95,000 | 159,000 | 266,000 | 0 |
| Net income | -235,000 | 387,000 | 239,000 | -12,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,563,000 | 27,186,000 | 27,036,000 | 12,681,000 |
| Total capital | 29,176,000 | 30,008,000 | 29,833,000 | 15,425,000 |
| Risk-weighted assets | 208,473,000 | 225,411,000 | 223,062,000 | 212,449,000 |
Machine access — free, no API key
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