Call reports 2023
METROPOLITAN CAPITAL BANK & TRUST — 2023
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 252,757,000 | 254,064,000 | 232,953,000 | 251,219,000 |
| Total loans | 163,635,000 | 170,599,000 | 160,326,000 | 167,284,000 |
| Allowance for loan losses | 3,250,000 | 3,279,000 | 2,882,000 | 2,159,000 |
| Securities available for sale | 55,202,000 | 53,997,000 | 50,304,000 | 53,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,453,000 | 222,011,000 | 207,259,000 | 216,332,000 |
| Interest-bearing deposits | 147,230,000 | 163,619,000 | 159,782,000 | 157,204,000 |
| Noninterest-bearing deposits | 56,223,000 | 58,392,000 | 47,477,000 | 59,128,000 |
| Equity capital | 15,112,000 | 14,401,000 | 12,837,000 | 16,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,152,000 | 10,443,000 | 16,336,000 | 21,990,000 |
| Interest expense | 832,000 | 2,060,000 | 3,452,000 | 4,844,000 |
| Net interest income | 4,320,000 | 8,383,000 | 12,884,000 | 17,146,000 |
| Noninterest income | 72,000 | 195,000 | 254,000 | 327,000 |
| Noninterest expense | 3,191,000 | 6,681,000 | 10,114,000 | 13,327,000 |
| Provision for loan losses | 185,000 | 885,000 | 487,000 | 1,010,000 |
| Pretax income | 1,016,000 | 1,012,000 | 2,414,000 | 2,986,000 |
| Income tax | 305,000 | 307,000 | 713,000 | 879,000 |
| Net income | 711,000 | 705,000 | 1,701,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,948,000 | 25,692,000 | 26,392,000 | 26,797,000 |
| Total capital | 28,364,000 | 28,208,000 | 28,789,000 | 29,106,000 |
| Risk-weighted assets | 192,455,000 | 200,546,000 | 191,144,000 | 201,026,000 |