Call reports 2022
METROPOLITAN CAPITAL BANK & TRUST — 2022
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 243,224,000 | 240,311,000 | 233,289,000 | 230,713,000 |
| Total loans | 141,202,000 | 149,024,000 | 146,286,000 | 152,015,000 |
| Allowance for loan losses | 3,640,000 | 3,461,000 | 3,254,000 | 3,063,000 |
| Securities available for sale | 65,429,000 | 60,196,000 | 54,712,000 | 54,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,502,000 | 218,682,000 | 214,451,000 | 206,852,000 |
| Interest-bearing deposits | 143,940,000 | 144,591,000 | 136,940,000 | 137,053,000 |
| Noninterest-bearing deposits | 80,561,000 | 74,091,000 | 77,511,000 | 69,798,000 |
| Equity capital | 18,222,000 | 15,621,000 | 12,619,000 | 13,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,320,000 | 6,950,000 | 10,778,000 | 14,955,000 |
| Interest expense | 360,000 | 775,000 | 1,233,000 | 1,834,000 |
| Net interest income | 2,960,000 | 6,175,000 | 9,545,000 | 13,121,000 |
| Noninterest income | 65,000 | 363,000 | 480,000 | 624,000 |
| Noninterest expense | 2,769,000 | 5,807,000 | 8,950,000 | 11,854,000 |
| Provision for loan losses | -200,000 | -400,000 | -600,000 | -800,000 |
| Pretax income | 456,000 | 1,131,000 | 1,675,000 | 2,691,000 |
| Income tax | 137,000 | 339,000 | 502,000 | 807,000 |
| Net income | 319,000 | 792,000 | 1,173,000 | 1,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,671,000 | 24,144,000 | 24,525,000 | 25,236,000 |
| Total capital | 25,853,000 | 26,388,000 | 26,734,000 | 27,494,000 |
| Risk-weighted assets | 173,074,000 | 178,285,000 | 175,708,000 | 179,811,000 |