Call reports 2021
METROPOLITAN CAPITAL BANK & TRUST — 2021
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 229,418,000 | 244,504,000 | 267,575,000 | 262,043,000 |
| Total loans | 129,174,000 | 134,544,000 | 140,247,000 | 141,116,000 |
| Allowance for loan losses | 4,026,000 | 4,029,000 | 4,033,000 | 3,838,000 |
| Securities available for sale | 62,830,000 | 63,690,000 | 65,226,000 | 66,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,925,000 | 215,645,000 | 241,400,000 | 237,203,000 |
| Interest-bearing deposits | 152,555,000 | 145,557,000 | 151,140,000 | 157,506,000 |
| Noninterest-bearing deposits | 54,370,000 | 70,088,000 | 90,260,000 | 79,697,000 |
| Equity capital | 19,560,000 | 20,922,000 | 21,812,000 | 21,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,850,000 | 6,047,000 | 9,271,000 | 12,499,000 |
| Interest expense | 668,000 | 1,108,000 | 1,543,000 | 1,955,000 |
| Net interest income | 2,182,000 | 4,939,000 | 7,728,000 | 10,544,000 |
| Noninterest income | 90,000 | 366,000 | 2,122,000 | 2,194,000 |
| Noninterest expense | 2,435,000 | 4,974,000 | 7,708,000 | 10,490,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | -163,000 | 328,000 | 2,139,000 | 2,445,000 |
| Income tax | -51,000 | 97,000 | 640,000 | 735,000 |
| Net income | -112,000 | 231,000 | 1,499,000 | 1,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,530,000 | 21,873,000 | 23,142,000 | 23,352,000 |
| Total capital | 23,584,000 | 23,984,000 | 25,278,000 | 25,489,000 |
| Risk-weighted assets | 162,359,000 | 166,929,000 | 168,984,000 | 169,119,000 |
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