Call reports 2020
METROPOLITAN CAPITAL BANK & TRUST — 2020
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 199,477,000 | 222,157,000 | 228,475,000 | 227,391,000 |
| Total loans | 125,905,000 | 116,480,000 | 121,905,000 | 126,253,000 |
| Allowance for loan losses | 4,384,000 | 4,338,000 | 4,382,000 | 4,021,000 |
| Securities available for sale | 6,047,000 | 28,851,000 | 32,908,000 | 50,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,105,000 | 193,228,000 | 198,185,000 | 202,542,000 |
| Interest-bearing deposits | 128,084,000 | 136,364,000 | 132,865,000 | 138,461,000 |
| Noninterest-bearing deposits | 45,021,000 | 56,864,000 | 65,320,000 | 64,081,000 |
| Equity capital | 21,410,000 | 21,165,000 | 20,600,000 | 21,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,059,000 | 5,727,000 | 8,483,000 | 11,327,000 |
| Interest expense | 714,000 | 1,453,000 | 2,145,000 | 2,893,000 |
| Net interest income | 2,345,000 | 4,274,000 | 6,338,000 | 8,434,000 |
| Noninterest income | 103,000 | 192,000 | 338,000 | 839,000 |
| Noninterest expense | 2,767,000 | 5,130,000 | 8,034,000 | 10,626,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,400,000 |
| Pretax income | -319,000 | -664,000 | -1,358,000 | 47,000 |
| Income tax | -96,000 | -199,000 | -421,000 | 7,000 |
| Net income | -223,000 | -465,000 | -937,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,377,000 | 21,139,000 | 20,665,000 | 21,642,000 |
| Total capital | 23,245,000 | 22,938,000 | 22,534,000 | 23,584,000 |
| Risk-weighted assets | 146,975,000 | 141,352,000 | 147,031,000 | 153,313,000 |
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