Call reports 2019
METROPOLITAN CAPITAL BANK & TRUST — 2019
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 240,541,000 | 229,504,000 | 229,942,000 | 224,956,000 |
| Total loans | 175,739,000 | 157,102,000 | 140,424,000 | 137,375,000 |
| Allowance for loan losses | 4,824,000 | 4,471,000 | 4,388,000 | 4,352,000 |
| Securities available for sale | 17,748,000 | 16,941,000 | 15,950,000 | 13,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,633,000 | 202,724,000 | 202,602,000 | 198,165,000 |
| Interest-bearing deposits | 156,333,000 | 147,935,000 | 141,304,000 | 142,994,000 |
| Noninterest-bearing deposits | 58,299,000 | 54,789,000 | 61,298,000 | 55,171,000 |
| Equity capital | 20,500,000 | 21,146,000 | 21,545,000 | 21,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,612,000 | 8,911,000 | 12,941,000 | 16,066,000 |
| Interest expense | 839,000 | 1,666,000 | 2,527,000 | 3,338,000 |
| Net interest income | 3,773,000 | 7,245,000 | 10,414,000 | 12,728,000 |
| Noninterest income | 104,000 | 218,000 | 378,000 | 521,000 |
| Noninterest expense | 3,030,000 | 6,260,000 | 9,389,000 | 11,811,000 |
| Provision for loan losses | 0 | -341,000 | -702,000 | -702,000 |
| Pretax income | 847,000 | 1,544,000 | 2,105,000 | 2,140,000 |
| Income tax | 267,000 | 459,000 | 627,000 | 639,000 |
| Net income | 580,000 | 1,085,000 | 1,478,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,683,000 | 21,189,000 | 21,581,000 | 21,604,000 |
| Total capital | 23,255,000 | 23,460,000 | 23,620,000 | 23,624,000 |
| Risk-weighted assets | 203,493,000 | 179,462,000 | 160,804,000 | 159,232,000 |