Call reports 2018
METROPOLITAN CAPITAL BANK & TRUST — 2018
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 302,637,000 | 299,647,000 | 273,753,000 | 252,270,000 |
| Total loans | 225,750,000 | 238,988,000 | 219,909,000 | 188,116,000 |
| Allowance for loan losses | 4,328,000 | 4,328,000 | 4,283,000 | 4,514,000 |
| Securities available for sale | 24,407,000 | 20,372,000 | 20,360,000 | 19,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,835,000 | 273,680,000 | 246,760,000 | 227,114,000 |
| Interest-bearing deposits | 179,999,000 | 200,246,000 | 188,087,000 | 160,815,000 |
| Noninterest-bearing deposits | 97,836,000 | 73,434,000 | 58,673,000 | 66,299,000 |
| Equity capital | 18,259,000 | 19,071,000 | 19,846,000 | 19,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,943,000 | 10,217,000 | 15,441,000 | 20,530,000 |
| Interest expense | 796,000 | 1,633,000 | 2,584,000 | 3,481,000 |
| Net interest income | 4,147,000 | 8,584,000 | 12,857,000 | 17,049,000 |
| Noninterest income | 151,000 | 262,000 | 419,000 | 551,000 |
| Noninterest expense | 3,291,000 | 6,633,000 | 9,954,000 | 13,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,333,000 |
| Pretax income | 1,007,000 | 2,213,000 | 3,322,000 | 3,032,000 |
| Income tax | 295,000 | 658,000 | 991,000 | 904,000 |
| Net income | 712,000 | 1,555,000 | 2,331,000 | 2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,687,000 | 19,525,000 | 20,306,000 | 20,103,000 |
| Total capital | 21,931,000 | 22,908,000 | 23,453,000 | 22,848,000 |
| Risk-weighted assets | 258,425,000 | 269,705,000 | 250,650,000 | 217,863,000 |