Call reports 2017
METROPOLITAN CAPITAL BANK & TRUST — 2017
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 256,943,000 | 282,747,000 | 290,490,000 | 281,182,000 |
| Total loans | 199,373,000 | 217,314,000 | 223,845,000 | 225,081,000 |
| Allowance for loan losses | 3,059,000 | 3,105,000 | 3,255,000 | 4,328,000 |
| Securities available for sale | 21,606,000 | 24,661,000 | 24,679,000 | 24,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,458,000 | 255,280,000 | 261,276,000 | 256,470,000 |
| Interest-bearing deposits | 179,166,000 | 186,745,000 | 183,106,000 | 185,657,000 |
| Noninterest-bearing deposits | 50,291,000 | 68,535,000 | 78,170,000 | 70,813,000 |
| Equity capital | 20,664,000 | 20,962,000 | 22,455,000 | 17,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,386,000 | 8,742,000 | 13,400,000 | 18,694,000 |
| Interest expense | 737,000 | 1,494,000 | 2,271,000 | 3,087,000 |
| Net interest income | 3,649,000 | 7,248,000 | 11,129,000 | 15,607,000 |
| Noninterest income | 119,000 | 144,000 | 223,000 | 333,000 |
| Noninterest expense | 3,017,000 | 5,947,000 | 9,247,000 | 12,533,000 |
| Provision for loan losses | 72,000 | 122,000 | 272,000 | 8,150,000 |
| Pretax income | 679,000 | 1,322,000 | 1,832,000 | -4,744,000 |
| Income tax | 267,000 | 527,000 | 743,000 | -1,350,000 |
| Net income | 412,000 | 795,000 | 1,089,000 | -3,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,901,000 | 21,159,000 | 22,653,000 | 18,222,000 |
| Total capital | 23,708,000 | 24,173,000 | 25,776,000 | 21,420,000 |
| Risk-weighted assets | 224,335,000 | 241,050,000 | 249,725,000 | 254,717,000 |