Call reports 2016
METROPOLITAN CAPITAL BANK & TRUST — 2016
What METROPOLITAN CAPITAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 212,170,000 | 230,400,000 | 226,844,000 | 243,180,000 |
| Total loans | 177,700,000 | 177,069,000 | 178,948,000 | 199,852,000 |
| Allowance for loan losses | 2,665,000 | 2,705,000 | 2,712,000 | 2,987,000 |
| Securities available for sale | 9,243,000 | 10,998,000 | 23,013,000 | 21,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,154,000 | 204,142,000 | 200,246,000 | 213,426,000 |
| Interest-bearing deposits | 144,391,000 | 152,262,000 | 155,578,000 | 166,601,000 |
| Noninterest-bearing deposits | 41,763,000 | 51,880,000 | 44,667,000 | 46,825,000 |
| Equity capital | 19,572,000 | 19,918,000 | 20,193,000 | 20,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,720,000 | 7,427,000 | 11,224,000 | 15,508,000 |
| Interest expense | 654,000 | 1,285,000 | 1,929,000 | 2,610,000 |
| Net interest income | 3,066,000 | 6,142,000 | 9,295,000 | 12,898,000 |
| Noninterest income | 42,000 | 155,000 | 264,000 | 439,000 |
| Noninterest expense | 2,426,000 | 5,035,000 | 7,655,000 | 10,354,000 |
| Provision for loan losses | 155,000 | 195,000 | 195,000 | 470,000 |
| Pretax income | 527,000 | 1,067,000 | 1,710,000 | 2,514,000 |
| Income tax | 210,000 | 418,000 | 644,000 | 962,000 |
| Net income | 317,000 | 649,000 | 1,066,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,551,000 | 19,884,000 | 20,197,000 | 20,656,000 |
| Total capital | 22,052,000 | 22,361,000 | 22,754,000 | 23,469,000 |
| Risk-weighted assets | 199,941,000 | 197,945,000 | 204,408,000 | 224,834,000 |