Call reports 2025
FRONTIER BANK — 2025
What FRONTIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,362,779,000 | 1,408,272,000 | 1,418,804,000 | 1,431,193,000 |
| Total loans | 1,225,493,000 | 1,273,535,000 | 1,290,769,000 | 1,303,393,000 |
| Allowance for loan losses | 14,056,000 | 14,371,000 | 14,492,000 | 14,510,000 |
| Securities available for sale | 85,742,000 | 84,516,000 | 84,260,000 | 83,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,072,699,000 | 1,063,039,000 | 1,096,912,000 | 1,134,415,000 |
| Interest-bearing deposits | 966,549,000 | 959,917,000 | 1,000,331,000 | 981,603,000 |
| Noninterest-bearing deposits | 106,150,000 | 103,122,000 | 96,581,000 | 152,812,000 |
| Equity capital | 131,443,000 | 133,367,000 | 136,453,000 | 140,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,395,000 | 39,982,000 | 61,358,000 | 82,602,000 |
| Interest expense | 9,475,000 | 19,458,000 | 29,845,000 | 39,870,000 |
| Net interest income | 9,920,000 | 20,524,000 | 31,513,000 | 42,732,000 |
| Noninterest income | 513,000 | 1,068,000 | 1,757,000 | 2,425,000 |
| Noninterest expense | 6,286,000 | 12,247,000 | 18,212,000 | 26,705,000 |
| Provision for loan losses | 313,000 | 663,000 | 874,000 | 884,000 |
| Pretax income | 3,823,000 | 8,677,000 | 14,076,000 | 17,408,000 |
| Income tax | 119,000 | 242,000 | 265,000 | 358,000 |
| Net income | 3,704,000 | 8,435,000 | 13,811,000 | 17,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,856,000 | 128,287,000 | 130,163,000 | 133,402,000 |
| Total capital | 141,227,000 | 142,973,000 | 145,039,000 | 148,346,000 |
| Risk-weighted assets | 1,255,333,000 | 1,288,467,000 | 1,307,760,000 | 1,318,180,000 |