Call reports 2024
FRONTIER BANK — 2024
What FRONTIER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,296,850,000 | 1,320,328,000 | 1,322,335,000 | 1,333,547,000 |
| Total loans | 1,159,395,000 | 1,174,579,000 | 1,183,128,000 | 1,196,952,000 |
| Allowance for loan losses | 13,183,000 | 13,507,000 | 13,496,000 | 13,788,000 |
| Securities available for sale | 90,898,000 | 88,569,000 | 89,738,000 | 86,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,030,545,000 | 1,034,001,000 | 1,029,395,000 | 1,076,248,000 |
| Interest-bearing deposits | 919,883,000 | 920,894,000 | 922,239,000 | 939,240,000 |
| Noninterest-bearing deposits | 110,662,000 | 113,107,000 | 107,156,000 | 137,008,000 |
| Equity capital | 125,570,000 | 128,831,000 | 132,210,000 | 130,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,961,000 | 36,674,000 | 56,327,000 | 75,915,000 |
| Interest expense | 9,374,000 | 19,247,000 | 29,467,000 | 39,481,000 |
| Net interest income | 8,587,000 | 17,427,000 | 26,860,000 | 36,434,000 |
| Noninterest income | 401,000 | 997,000 | 1,580,000 | 2,159,000 |
| Noninterest expense | 5,640,000 | 11,154,000 | 16,648,000 | 22,155,000 |
| Provision for loan losses | 319,000 | 638,000 | 642,000 | 961,000 |
| Pretax income | 3,029,000 | 6,457,000 | 10,699,000 | 15,062,000 |
| Income tax | 115,000 | 235,000 | 343,000 | 449,000 |
| Net income | 2,914,000 | 6,222,000 | 10,356,000 | 14,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,503,000 | 125,061,000 | 126,395,000 | 126,952,000 |
| Total capital | 135,686,000 | 138,567,000 | 140,206,000 | 141,055,000 |
| Risk-weighted assets | 1,210,208,000 | 1,213,377,000 | 1,214,436,000 | 1,215,584,000 |