Call reports 2023
FRONTIER BANK — 2023
What FRONTIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,198,294,000 | 1,239,670,000 | 1,273,832,000 | 1,293,191,000 |
| Total loans | 1,060,011,000 | 1,098,487,000 | 1,130,715,000 | 1,148,538,000 |
| Allowance for loan losses | 11,881,000 | 12,210,000 | 12,531,000 | 12,858,000 |
| Securities available for sale | 99,459,000 | 94,626,000 | 90,553,000 | 91,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 929,860,000 | 895,016,000 | 975,728,000 | 1,009,302,000 |
| Interest-bearing deposits | 758,914,000 | 759,761,000 | 848,394,000 | 878,710,000 |
| Noninterest-bearing deposits | 170,946,000 | 135,255,000 | 127,334,000 | 130,592,000 |
| Equity capital | 117,077,000 | 117,597,000 | 116,305,000 | 123,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,278,000 | 29,782,000 | 46,425,000 | 63,912,000 |
| Interest expense | 5,814,000 | 12,832,000 | 21,208,000 | 30,216,000 |
| Net interest income | 8,464,000 | 16,950,000 | 25,217,000 | 33,696,000 |
| Noninterest income | 452,000 | 983,000 | 1,487,000 | 1,901,000 |
| Noninterest expense | 5,256,000 | 10,578,000 | 16,016,000 | 21,478,000 |
| Provision for loan losses | 319,000 | 638,000 | 952,000 | 1,271,000 |
| Pretax income | 3,338,000 | 6,806,000 | 9,804,000 | 12,919,000 |
| Income tax | 72,000 | 174,000 | 277,000 | 356,000 |
| Net income | 3,266,000 | 6,632,000 | 9,527,000 | 12,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,472,000 | 115,339,000 | 116,553,000 | 119,589,000 |
| Total capital | 126,353,000 | 127,549,000 | 129,084,000 | 132,447,000 |
| Risk-weighted assets | 1,108,372,000 | 1,133,728,000 | 1,177,838,000 | 1,193,450,000 |